Kalkan Property & Villas

FIRE & PROPERTY INSURANCES
 

1 - KONUT-EKSTRA PACKAGE INSURANCE POLICY FOR HOUSEHOLDS

Aksigorta presents an extensive insurance coverage for individual properties that will insure your home and home furnishing against all perils.

AK Gold Home Insurance Package secures your home in one insurance policy from fire to flood, theft to earthquake. This package have many extra covers compared to the standard Home Insurance Package product.

Covers

Fire, Lightning, Explosion, Theft, Strike, Riot, Civil Commotion, Flood, Vehicle and Aircraft Impact, Internal Water, Smoke, Storm, Heavy Snow, Landslide, Inflation, Common property cover, The furnitures being stored in other address, cost of clearance of debris, Painting and white wash made by tenants, Direct damage from fuel leakings, Accidental breakage for home furnishings, Personal accident insurance, Third party liability insurance , Private sport equipments insurance, Insurance for legal protection,  Removing expenses, rent cover and expenses for post earthquake, Covers for outdoor trees and decoration plants, New Value Clause for home furnishing, Akkonut Assistance, Emergency Medical Assistance and Ambulance Service supported with Geo-Coding system.

Optional Covers

Earthquake and volcanic eruption, Sea -vehicles impact, Glass breakdown, Electronic equipment insurance, Liability arising from fire, Explosion, Loss of rent, Expenses for the removing your place because of loss, liability arising from fire and explosion.

2- PACKAGE INSURANCE POLICY FOR HOUSEHOLDS

Aksigorta presents a extensive insurance policy that will insure your home and home furnishing against all perils.
Home Insurance Package secures your home under one insurance policy from fire to flood, theft to earthquake.

Covers

Fire, Lightning, Explosion, Theft, Strike, Riot, Civil Commotion, Flood, Vehicle and Aircraft Impact, Internal Water, Smoke, Storm, Land slide, Heavy Snow, Inflation, Debris Removal, New Value Clause for home furnishing, Akkonut Assistance, Emergency Medical Assistance

Optional Covers

Earthquake and Volcanic Eruption, Sea vehicles impact, Glass breakdown, Electronic equipment insurance

Akkonut Assistance Services

Akkonut Assistance" is always available to solve your home problems , 24 hours a day 365 days a year. "Akkonut Assistance" is ready to help you about Internal water, Electricity defects , Glass breakdown , key problems

Our Call Center Phone number 444 27 27

Internal Water : It covers if plumbing system damage from the water valve to taps and depended units

Electricity : It covers when power cut because of power failure

Key : It covers lost, broken or stolen key and any lock failure that prevents entering into the house.

Glass : It covers breaking and cracking of exterior front glasses

Emergency Medical Assistance

Emergency medical assistance is available to help you 24 hours a day, 365 days a year.

Our Call center phone number 444 12 12

Emergency Health Service : Professional medical team help you in any sudden accident, illness, injury.

Emergency Land Ambulance Service : It covers ambulance service which related to Medline Emergency Health Ser.Co.

Emergency Doctor Service : First the doctor is charged ( when the ambulance can not reach )

Emergency Medical Supply : Medline Emergency Health Service gives patients free medicine in emergency cases.

Medical Information Line : The connection is provided between patient and hospital or doctor.

3- INSURANCE PACKAGE FOR COMMERCIAL RISKS

Aksigorta presents a extensive insurance policy that will insure your commercial risk and all your goods and materials against all perils.

Commercial Insurance Package secures your company in one insurance policy from fire to flood, storm to land slide.

Covers

Fire, lightning, explosion,Vehicle and Air Impact,Internal Water,Smoke,Storm,Land slide,Heavy snow,Commercial Risks Insurance Assistance

Optional Covers

Earthquake and Volcanic eruption, Theft, Strike,  Riot,  Civil Commotion,Flood,,Inflation, Glass Broken, Liability for fire, explosion, loss of rent ,Moving expenses because of loss,Business Interruption,Electronic Equipment, Machinery Breakdown.



AKSIGORTA COMMERCIAL RISKS INSURANCE ASSISTANCE SERVICES

Our mission is always to be with our customers in every situation. We help you against problems related to your commercial risks 365 days a year 24 hours a day. "Aksigorta Insurance for Commercial Risks Assistance" is very close to you to protect your labour."

Our Call Center Number 444 27 27

Internal Water : It covers if plumbing system damage from the water valve to taps and depended units

Electricity : It covers when power cut because of power failure

Glass : It covers breaking and cracking of exterior front glasses

Key : It covers lost, broken or stolen key and any lock failure that prevents entering into the commercial risk.

Ambulance Service : It covers the transportation of insured when insured gets sick or injured to the hospital or from one hospital to another one.

Security Service : It covers when your commercial risk is incapable, your company will be protected by security firm.

GENERAL ACCIDENT INSURANCE PRODUCTS

MOTOR

1- AKKASKO

This product provides a combined auto coverage for private and commercial cars, up to 10 years old, which includes collision, fire, theft and other additional risks mentioned below.

Standard Coverages :

1. Assistance Services.

2. Radio-tape recorder, CD player, air conditioner etc. all original accessories are covered..

3. Medical Emergency Assistance.

4. Earthquake , flood , terrorism, strike, lock-out, malicious damages, civil commotions

5. Losses caused by cigarettes or similar materials.

6. Losses caused by towing vehicles without authorization.

7. Third Party Liability covering bodily injury and material damage

8. Personal Accident for death, permanent disablement, medical expenses

9. Legal Protection

Optional Coverages :

These coverages are not under cover, however, they can be included with additional premium, if insured requests.

1. Losses occurring abroad

2. Accessories which are not original.


2- AKKASKO - COMMERCIAL

This product provides a combined auto coverage for vehicles other than private and commercial cars, up to 10 years old, which includes collision, fire, theft and other additional risks mentioned below.
 

Standard Coverages :

1. Radio-tape recorder, CD player, air conditioner etc. all original accessories are covered..

2. Assistance Services.

3. Emergency Medical Assistance.

4. Earthquake , flood , terrorism, strike, lock-out, malicious damages, civil commotions

5. Losses caused by cigarettes or similar materials.

6. Inflation (Customer’s Price Index).

7. Third Party Liability covering bodily injury and material damage

8. Personal Accident. for death permanent disablement medical expenses

9. Legal Protection

Optional Coverages :

These coverages are not under cover, however, they can be included with additional premium, if insured requests.

1. The losses which may occur abroad

2. Accessories which are not original.

3. Commercial goods carried

EMPLOYER'S LIABILITY INSURANCE

An insurance to indemnify the insured in respect of his legal liability to pay compensation to employees in respect of bodily injury or illness caused during the period of insurance and arising out of or in the course of employment by the insured in the business.

THIRD PARTY LIABILITY INSURANCE

This policy covers the insured against his legal liability for injury or damage to others arising out of his activities. A person other than the parties to a liability policy (i.e., not the insurer nor the policyholder) is a third party. When an insured (the first party) causes a loss, the insurer (the second party) assumes the insured's liability up to the policy limit.

GLASS BREAKDOWN INSURANCE

A policy that covers breakage of windows and plate glass. The glass is insured against breakage following which the insurers will either make good the glass or pay the full replacement value. The policy excludes any breakage insurable under fire policy or caused by explosion, earthquake or war.

PERSONAL ACCIDENT INSURANCE

A policy which pays out capital sums following death or permanent disablement and medical expenses caused by an accident. No cover is provided for death or disablement following illness or disease.

THEFT INSURANCE

Theft insurances cover damages for your home furnishings and goods due to theft or any theft attempts. Coverage includes:

MARINE CARGO INSURANCE

1-AKSİGORTA INSURES LOCAL AND INTERNATIONAL

Transportation of goods with the following coverages;

A-INSTITUTE CARGO CLAUSES (A)

This clause provides coverage for all risks from warehouse to warehouse. Loading, unloading, theft, partial losses are all covered.

B-INSTITUTE CARGO CLAUSES (C)

This clause provides coverage only if there is a loss resulting from damage to the carrier such as collision or any accident.

C-TOTAL LOSS

2-SECURITIES INSURANCE

This insurance provides cover for securities such as cash, bonds etc. during their transports.

3-HULL INSURANCE

Our company offers coverage for various types of vessels such as tankers, dry cargos, yachts etc.
These are covered by either institute time clauses hulls or institute yacht clauses wordings depending on the type of vessel.
Additional war coverage can be provided with an additional premium.

ENGINEERING INSURANCES

AGRICULTURE INSURANCE